As part of the global Mercer Marsh BenefitsTM family, Elect has an established history of providing small and medium-sized companies with employee benefits. You can be sure that the employee benefits you get by working with Elect will be cost-effective for you and appreciated by your employees. We know that you don’t want to spend a lot of your time worrying about employee benefits and you can rest easy knowing that you have best-in-class benefits at affordable prices from our chosen providers.

Elect by Mercer Marsh Benefits offers a wide range of benefit solutions that meet the needs of your employees. Our employee benefits experts know how important it is for businesses of all sizes to be able to provide simple and flexible employee benefits solutions for your valued employees whether your team is one, two, or a hundred and two.

All of our employee benefit team are specialists in their field with years of experience helping clients put employee benefit programs in place. We take the pressure off you, creating simple and straightforward benefits plans and administration processes.

FAQ

What is Elect?

Elect is a broking and advisory service designed specifically for SMEs providing better benefits at an affordable price, delivered simply. Your employees can benefit from a range of schemes including; Pension, Private Medical Insurance, Group Life Assurance, Group Income Protection, Critical Illness, Dental, Travel and Cash Plans.

What makes Elect different?

Elect gives you access to competitive, benefit-rich solutions normally only available to larger companies. Using our strong relationships with the insurers, we have negotiated unique solutions only available to Elect customers:

  • Competitive and sustainable pricing
  • Simplified processes with less form filling and administration
  • Agreed provider service levels and dedicated insurer teams
  • Flexible design options
  • Additional products within the standard terms, including health assessments or dental and optical coverage at no additional cost.

Who should I contact to discuss an employee benefits query?

Please contact the Elect team on 0800 0232 785 or complete our contact from

If I buy an Elect service, how will Mercer Marsh Benefits be paid?

We are usually paid a commission from the insurers we work with. The commission we receive will be fully declared to you. For pensions we work on a fee basis which is fully declared to you before we start any work.

Is Mercer Marsh Benefits a broker?

Yes. Elect is a broking and advisory service from Mercer Marsh Benefits that acts as an insurance broker and adviser for our customers.

How will I decide what employee benefits to offer in my industry?

Using our team of employee benefit experts we can provide anything from an intuitive understanding of the market to a full bench marking report helping you understand your market and your market position when planning what to offer and who to cover.

What do I need to consider when setting up my employee benefits plans?

What drives your decision to provide employee benefits – do you want to be an employer of choice using employee benefits to give you competitive advantage, do you want to offer a mid-range package that mirrors others in your market or do you want to offer the minimum level of benefits to satisfy legislation?

Who do you want to cover – are you seeking to provide benefits for all of your staff, those that have shown loyalty and worked for you for a long time or maybe those who are the most senior in your business?

How much do you have to spend – what restrictions do you have on budget, what will be available in future years?

The Elect team can help you think this through and provide a solution based on the answers you provide.

What do I need to do to set up an Elect plan?

You will need to provide us with some data so that we can get you quotations. Once you have decided to proceed, there will be a small amount of paperwork required to set up or transfer a policy. Your Elect contact will help you every step of the way.

Can I mix and match employee benefit plans?

Yes, many of our clients have a mixture of Pension, Private Medical Insurance, Group Life Assurance and Group Income Protection plans and offer different benefit levels and cover for different categories of staff. Our job is to help you get your employee benefits set up to your requirements with the minimum hassle to you.

What information do I need to provide to get an employee benefits quotation?

Different information is required for different plans. Broadly though, you will need to provide employee details such as age or date of birth, location, occupation, salary etc. Your Elect contact will be able to help you to gather the correct data so that you can get an accurate quotation.

What happens when an Elect plan needs to be renewed?

When you set up a plan through Elect, you will be given named contacts who are specialists in employee benefits. They will be available to you to answer any questions and provide support on an ongoing basis. At your annual renewal date, your specialist contact will help you with your renewal and ensure that it gets completed on time and as simply as possible.

Can you look after my existing employee benefits?

Yes, this is a very simple process. We will provide you with a template letter to sign that appoints us to your existing plans. From that point on wards we will look after that policy for you, liaising with the insurer on your behalf.

Please contact us on 0800 0232 785 to find out how we can help your business.
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